If there were a prize for 
the most used phrase 
in the public domain
what do you suppose it would be? 

You just may not have noticed -
but nearly every day some politician
or spokesman for a public authority -
Police, NHS Hospitals and Care Homes,
and of course Banks -
uses some version or another of

'It will never happen again'

Really ? ! ! !

Start counting - 

and see how many you get 
                       about the same issue!

Let me know.

In truth I hope you never hear one

but I wouldn't take any bets on it!